I was charged with a DUI . Am I required to have the Texas SR-22 auto insurance insurance even though I have the full coverage on my vehicle?
Carol
Houston TX
Carol,
In the state of Texas if you are convicted of the DUI and your license had been suspended for this violation then, normally you would now be required to get and carry a Texas SR-22 auto insurance as part of the process in reinstating your driver’s license.
The Texas Department of Public Safety (DPS) states that your license will be suspended if you are convicted for driving while intoxicated (DWI), which time period varies by court but may not exceed two years. A conviction of a DWI for an individual under the age of twenty one will result in a suspension for a year according to the Texas Transportation Code 521.344
A Texas SR22 auto insurance form needs to be filed when proof of financial responsibility is required, to be order to meet the compliance requirements by your state. The proof the state requires is not the insurance policy already in place or an insurance card. You may be able to keep your full coverage insurance with your current insurance company if they file SR-22 auto insurance form. You will probably need to find an insurance company that do SR22 filings if your current car insurance company does not offer SR22 auto insurance.