SR22 Insurance Texas

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Posts Tagged Texas Sr 22

SR22 Car Insurance Texas

My boyfriend is required to maintain Texas SR-22 insurance for a period of two years for some serious traffic violation he had committed. He was able to get cheap SR-22 insurance through the websites. What I’d like to know now is things that he needs to do while he maintains theTexas SR-22 insurance.

Marcia

Dallas, TX

Hello Marcia! I’m glad that your boyfriend was able to find cheap Texas SR-22 insurance for himself. Now let’s go straight to your question as to what the things he need to consider now that he has SR-22 insurance.

First and foremost it’s a must to keep his auto insurance policy active to avoid any lapse or cancellation on his coverage;

Second, to be able to maintain his auto insurance active, he must pay his car insurance premiums on time. Bear in mind that for auto insurance companies, there’s no such thing as grace period. If you failed to pay your premiums on time then your car insurance company will lapse. If there’s a lapse in his coverage, your insurance company is required to notify your state’s ordering department about invalid SR-22 insurance.

Third, never drive without auto insurance coverage. If there is a lapse in his coverage, he should stop driving and have his coverage replaced the soonest possible time;

Lastly, it’s important that he keep his mailing address on his license current at all times. Not only because it is required by Texas law but also because correspondence letters may be sent by your state in the mailing address that he had listed on his license.

I hope I was able to help you with your Texas SR-22 insurance inquiry. Good luck and I hope your boyfriend will be able to maintain the cheap SR-22 insurance that he got for the required period.

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Texas SR-22 Insurance Quotes

I have a friend who was convicted of driving while intoxicated. I heard that he is required to carry Texas SR-22 insurance. I don’t know a lot about the law here in Texas. Can somebody explain to me what does a conviction of DWI involve? And also, what is SR-22 insurance? And where can he find free Texas SR-22 insurance quotes?

Judith

Houston, TX

Surely Judith!

Since you’ve mentioned that friend is convicted of driving while intoxicated (DWI) his license will be suspended for a period of not more than two years. However, you failed to mention on how old your friend is. According to Texas Transportation Code 521.344, if a person convicted of DWI is less than 21 years old, his or her license will be suspended automatically for a period of one year.

To have his license reinstated, he or she will be required to pay a reinstatement fee, carry Texas SR-22 insurance, and may be asked to attend a repeat offender for DWI program, wherein he/ she is required to submit certificate of completion for the said program.

As to your question aboutTexas SR-22 insurance, it is actually a form that provides proof that your friend has auto insurance that is active. It must be filed by your friend’s auto insurance company and with his DWI conviction, he will required to carry it for a period of two years from the date of his conviction.

Not everyone is required to carry Texas SR-22 insurance, this is only required usually to those who are convicted of DWI just like in your friend’s case. For other cases, if a driver failed to show proof of auto insurance at the time that he or she is involved in a car accident, then that person will also be asked to carry SR-22 insurance.

For your friend to get free SR-22 insurance quotes, I would suggest using the websites. There are a lot of websites that offer free Texas SR-22 insurance quotes. I wish your friend the best in shopping for SR-22 insurance.

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SR22 Insurance Online Texas Quotes

I was apprehended recently for drunk driving. What will happen now?

Jack

Plano, TX

Jack,

I think not many people know the seriousness of the situation of being on the road. A wrong decision on the road may mean loss of lives for many people. And alcohol is just one of those things that may impair our decision-making faculties. Let me give you some true-to-life statistics.

Annually, about 10.49 deaths per 100,000 populations related to road accidents alone. Although most accidents happen between 4 to 7 p.m. but the fatal accidents occur past 10 pm and around 2 a.m. These past 10 p.m. and around 2 a.m. accidents involve drunk driving. I am just giving you these facts because the car insurance companies will rate you as a high risk driver once they find out that you have DUI records.
Probably, you were made to fill out a form called SR-22 vehicle insurance. Texas SR-22  insurance is only required if you were caught drunk driving. This SR22 vehicle insurance is being required by the DMV from auto insurers that you, indeed, have liability insurance coverage.

Always remember, the more reason you give your car insurer that you are a high risk on the road, the higher your premium will be.

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