SR22 Insurance Texas

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Archive for November, 2008

SR22 Insurance Online Texas Quotes

I was apprehended recently for drunk driving. What will happen now?

Jack

Plano, TX

Jack,

I think not many people know the seriousness of the situation of being on the road. A wrong decision on the road may mean loss of lives for many people. And alcohol is just one of those things that may impair our decision-making faculties. Let me give you some true-to-life statistics.

Annually, about 10.49 deaths per 100,000 populations related to road accidents alone. Although most accidents happen between 4 to 7 p.m. but the fatal accidents occur past 10 pm and around 2 a.m. These past 10 p.m. and around 2 a.m. accidents involve drunk driving. I am just giving you these facts because the car insurance companies will rate you as a high risk driver once they find out that you have DUI records.
Probably, you were made to fill out a form called SR-22 vehicle insurance. Texas SR-22  insurance is only required if you were caught drunk driving. This SR22 vehicle insurance is being required by the DMV from auto insurers that you, indeed, have liability insurance coverage.

Always remember, the more reason you give your car insurer that you are a high risk on the road, the higher your premium will be.

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Free Online Insurance Quotes Texas

Readers Question:

Can I find cheap auto insurance online that want take me forever to fill out information to get to a quote?

Jane

Houston ,Texas

Great Question Jane,

To shorten your lengthy and complicated search for cheap auto insurance quotes, most of these online insurance sites ask you to fill up a request form that contains short questions/blanks where you have to specify your exact coverage requirements, budget, present financial status and so on. After minutes of filling out and submitting this form online you are provided with instant quotes from as many as 3 or more insurance companies/agents.

You gotta admit that it can’t get simpler or more convenient than when you choose the best and cheapest auto insurance for yourself first hand, online. In the process, you’re also saving yourself time and money. After finding the best quote you can arrange to purchase the desired auto insurance coverage right away online in consultation with your independent insurance agent.

Cheap SR22 Insurance Texas

I was charged with a DUI . Am I required to have the Texas SR-22 auto insurance insurance even though I have the full coverage on my vehicle?

Carol

Houston TX

Carol,

In the state of Texas if you are convicted of the DUI and your license had been suspended for this violation then, normally you would now be required to get and carry a Texas SR-22 auto insurance as part of the process in reinstating your driver’s license.

The Texas Department of Public Safety (DPS) states that your license will be suspended if you are convicted for driving while intoxicated (DWI), which time period varies by court but may not exceed two years. A conviction of a DWI for an individual under the age of twenty one will result in a suspension for a year according to the Texas Transportation Code 521.344

A Texas SR22 auto insurance form needs to be filed when proof of financial responsibility is required, to be order to meet the compliance requirements by your state. The proof the state requires is not the insurance policy already in place or an insurance card. You may be able to keep your full coverage insurance with your current insurance company if they file SR-22 auto insurance form. You will probably need to find an insurance company that do SR22 filings if your current car insurance company does not offer SR22 auto insurance.

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